Dental
Taking care of your oral health is not a luxury; it is a necessity for long-term optimal health. With a focus on prevention, early diagnosis, and treatment, Dental insurance can greatly reduce your costs when it comes to restorative and emergency procedures.
When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill.
Cigna Total Dental PPO
Plan Information
Plan Name: Cigna Total Dental PPO
Policy Number: 655815
Effective Date: 01/01/2025
Network: Total Cigna DPPO
Benefit Highlights
In-Network
Deductible (Per Individual/Per Family)
$50/$150
Annual Plan Maximum
$1,500
Preventive Care
$0
Basic Services
20% coinsurance after deductible
Major Procedures
50% coinsurance after deductible
Orthodontia (Children Only)
50% up to a lifetime maximum benefit of $1,500 per individual; deductible waived
Out-of-Network
Deductible (Per Individual/Per Family)
$50/$150
Annual Plan Maximum
$1,500
Preventive Care
$0
Basic Services
20% coinsurance after deductible
Major Procedures
50% coinsurance after deductible
Orthodontia (Children Only)
50% up to a lifetime maximum benefit of $1,500 per individual; deductible waived